Guía para comprar una propiedad en Andorra

Buying property is often front of mind for expats looking to relocate to Andorra. Purchasing a home isn’t just about making a sound investment though, it’s also a way to put down roots. If you’re ready to take the next step, keep reading to see what’s involved.

We understand that navigating the property market in a new country can be an overwhelming endeavour. Figuring out the legal requirements and local customs is confusing by itself—and becomes even more so when all your paperwork has to be completed in a language that you probably don’t speak.

Then there are considerations of comfort, such as weather, ease of access, building quality, and pricing. To fathom all of this, the best form of support you can receive is through local consulting firms like ours. We can help you find your dream home here in Andorra. Along with that, we can also help you streamline your relocation process.

If you want to settle down and enjoy the many benefits of vivir, our handy guide is a good place to start. It outlines in detail what it takes to purchase your first home in the principality. Let's get started.

What to Expect When Buying Property in Andorra

As is the case in any country, buying property in Andorra as a foreigner does involve jumping through some legal hoops. However, obtaining residency in Andorra can go a long way to easing the process. Thanks to the new law for foreign investments, all Andorran residents can purchase property without limitations.

While non-residents can buy without limitation as well, you will have to apply for authorisation from the Andorran government. One more thing to keep in mind is that commercial property can only be purchased by foreigners if used for their own commercial activity.

Can Foreigners Buy Property in Andorra?

Sí, pero hay algunos requisitos legales que deben tenerse en cuenta. Las restricciones aplicables a los extranjeros no residentes son las siguientes

  • Explicit authorisation from the Andorran government to purchase property
  • Commercial property can only be purchased for use by your own business

It is also important to keep in mind that as a foreigner, you will be facing a significant language barrier. Almost all legal transactions conducted in Andorra are done so in the country's official language: Catalan.

Le recomendamos que contrate a un traductor o a un conocido que sea residente para que le ayude a redactar documentos y textos legales durante el proceso de compra. Si no tiene acceso a esa persona, estaremos encantados de ayudarle.

El proceso de compra

The Andorran buying process has made transactions standardised throughout recent years. You won’t be consistently left asking “What now?” after each step along the way. Below, we’ve outlined the simple step-by-step guide to buying property here—a process that typically takes anywhere from four to six weeks in total.

Compromiso con el contrato de venta

Whether you’re looking for apartments or houses for sale in Andorra la Vella, or anywhere else in Andorra for that matter, the process of buying a property starts with a commitment for sale.

This is a standard agreement that is made between the buyer and seller. It is much like most standard real estate contracts you’ll find in other countries. Here, the price is established and additional conditions on the sale are documented.

Depósito no reembolsable

Once you’ve agreed to your commitment to the sale, you’ll be tasked with paying a 10% non-refundable deposit. This allows the buying process to continue, while at the same time protecting the seller in case you decide to walk away. It also protects you against gazumping, which is when a seller attempts to rescind your original contact.

Authorisation for Foreign Investment

If you are a non-resident, now is when you’ll want to head to the government offices and pick up an "authorisation for foreign investment" form. This form contains all the necessary information about the property you intend to purchase as well as the sales process.

Authorisation typically takes between one to two weeks. Keep in mind, the form is in Catalan.

Habitability Certificate

If you’re a current resident or possess government authorisation as a non-resident, you’ll need to arrange a habitability certificate. Think of this like an inspection certificate you’d get in most countries.

Here, an architect is hired by the seller to inspect the property for habitability. If it passes, it means your home meets all requirements for living in Andorra.

Notary Services

The last box to check is hiring a notary to oversee the final steps of the purchase of your new home. The notary will write the Public Title Deed, which will be signed by the buyer and the seller. This will complete the sale of the property. As the buyer, you will be responsible for any and all notary fees.

Apartments in Andorra la Vella - buying property in Andorra

Things to Consider When Buying a House in Andorra

Andorra is a unique place to say the least. As a result, the property market here is quirky—things that you probably didn’t think of before deciding to purchase Andorran property will turn out to be major points for consideration.

Because these features can significantly impact the quality of your overall living experience here, you need to give them some serious thought. Here are some of the most important factors to take into account before sealing the deal.

Condiciones climáticas estacionales

Weather can have a dramatic impact on your overall living experience in Andorra, and even your mood. It’s a big deal here—because the weather can be quite different from one parish to another.

For example, it can be warm and sunny in Sant Julia, while cold and windy in Ordino. This is one of the reasons why finding the best place to live in Andorra es tan subjetivo.

Additionally, conditions will vary seasonally, which is something many foreigners often don’t understand. It’s recommended to know exactly what you’re getting into in terms of weather during each season before buying.

Things like how good the insulation and building quality is, the type of heating equipment the house has, how much sunlight it gets, how the snow might affect your accessibility and so on, need to be given serious thought.

Luz solar adecuada

In most countries, getting adequate sunlight to your property isn’t really an issue. However, the mountainous geography of Andorra means that many properties don’t get much, or any, sunlight at all during the winter months.

La luz solar no solo mejorará su estado de ánimo, sino que también puede reducir los costos de calefacción, ayudar a derretir la nieve y proporcionarle la vitamina D que tanto se necesita durante los fríos meses de invierno.

Accesos y rutas

Nos hemos dado cuenta que los compradores extranjeros no siempre son conscientes de lo importante que es el terreno andorrano en términos de accesibilidad. Por supuesto, las montañas y los valles son maravillosos, pero puede ser difícil circular en invierno.

Make sure any property you purchase has easy access and roads that are accessible year-round. The perfect property won’t be so perfect if you can’t actually make it there!

Calidad general de la construccion

Finally, you want to consider the overall building quality of your purchase. Too often, we find that foreigners discover properties that are “too good to be true” and then find themselves let down.

You’ll want to make sure you get the proper heating choice for winter and find a building with good insulation and access to sunlight. If possible, look to inspect and buy a property in early winter so you can see how the building works in the cold.

Comprar una propiedad de forma fácil

Investing in bienes inmuebles andorranos is a pretty standard process. Sure, the individual steps can feel a bit dated, but as long as you do your due diligence at each step of the process you shouldn't have any issues.

Jump through the necessary legal hoops and correctly follow buying procedures and you’ll be in your new home in no time.

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